Comparison
Zoho BooksvsXero
Feature Comparison
| Feature | Zoho Books | Xero |
|---|---|---|
| Bank reconciliation | ✓ | ✓ |
| Expense tracking | ✓ | ✓ |
| Financial reports | ✓ | ✓ |
| Free plan | ✓ | ✗ |
| Inventory tracking | ✓ | ✓ |
| Invoicing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| Multi-currency | ✓ | ✓ |
| Payroll | ✗ | ✓ |
| Tax preparation | ✓ | ✓ |
| Third-party integrations | ✓ | ✓ |
| Time tracking | ✓ | ✗ |
Zoho Books Pricing
Free
Free
Standard
$15.00/mo
Professional
$40.00/mo
Premium
$60.00/mo
Elite
$120.00/mo
Ultimate
$240.00/mo
Xero Pricing
Early
$25.00/mo
Growing
$55.00/mo
Established
$90.00/mo
Zoho Books
Pros
- User-friendly interface
- Excellent mobile support
- Affordable with free plan
- Extensive integrations
Cons
- Learning curve for advanced features
- Limited users on lower plans
Xero
Pros
- Multi-currency support
- Extensive app integrations
- Unlimited users on all plans
- User-friendly interface
Cons
- Higher tiers pricey
- Entry plan limits invoices/bills
- Limited phone support
The Verdict
Zoho Books takes this one with a DuelStack Score of 7.2/10 vs 5.9/10. It particularly excels at user-friendly interface. That said, Xero is the better pick if you need unlimited users on all plans.